about company

Small Systematic Steps

for Lasting Wealth

ithoughtwealth is a leading personal finance product company from Chennai. We assist investors by bringing the right investments to their fingertips. In an age of churn, trading, and robot advisers, we follow the timeless strategy of buying investments and watching them grow to their full potential. The most important ingredient in an investment success story is time, not money. Staying the course through systematic and consistent investments will help you cross the finish line. We help young entrepreneurs and working professionals fuel their dreams by starting early.

Mutual Funds

We provide products in Equity, Gold, Debt and Liquid Mutual Funds

Fixed Deposits

Corporate FD’s ranging from 1 to 5 years


High-quality Credit, Corporate and PSU Bonds


Term, Health and General Insurance

Client Testimonials

Jaya S Raja

I was a newbie to the investing world. ithoughtwealth provided personalized suggestions and investment plans through very competent professionals who were willing to take that extra time to make sure I was comfortable with my investments. I am very happy to have been associated with them for the past 3 years.

Jaya S Raja

Varnam Art School

Eashwar Indrajit

Excellent service. The funds suggested by the team performed really well and grew at a steady rate. Highly recommended for early investors with long term financial goals.

Eashwar Indrajit

Digital Marketing, Ayatiworks

Mr. Ponnuchamy Mahalingam

They are customer-centric and professional. I am with this firm for nearly 2 years and very satisfied with their services so far. They are easily accessible and very prompt in replying to our questions. The best thing is they don’t give you any false promises and very practical in returns. All the best for the young and energetic team and Mr Shyam. Good luck !

Mr. Ponnuchamy Mahalingam

Journalist, Singapore

Prasad J

My friend highly recommended the services of ithoughtwealth and he was perfectly right. I was so impressed from my first visit itself and I was amazed to learn their knowledge and skills. Their approach towards my needs and goals were simply fantastic and I am happy see that commitments are getting fulfilled. Their professional skills make me comfortable and they are approachable anytime. I am highly pleased and wish them all continued success.

Prasad J

Retiree, Chennai

Gobindnoor Kaur

The members are really knowledgeable, patient and highly professional. Their expertise shows up in their work. I have recently started my wealth management plan with ithoughtwealth and I feel that I am at the right place.

Gobindnoor Kaur

Doctor, Chandigarh

Vibeesh Sampath

Investing is all about minimising risk and maximising returns is the popular saying. However, not everyone understands that it’s about undertaking the right amount of risk to maximise returns in accordance with YOUR goals. The people at ithoughtwealth understand this and the gap in the financial knowledge that exists currently among individuals and are continuously striving to bridge the same. Clueless, amateur, or veteran, it’s always good to have multiple opinions and no better place to go for that than ithoughtwealth!

Vibeesh Sampath

Research Associate at Venture Intelligence





Emergency Funds






Tax Plans





Life Insurance Covers

Our Services

As your wealth creation partners, we work towards creating the right ecosystem to nurture your personal finances with a balanced investment approach.


Are you starting out on your wealth creation journey? Plus is the perfect option for you. Understand your risk profile & protect yourself against financial risk!

  • SIP < Rs. 10,000
  • Lumpsum < Rs. 2 Lakhs
  • Open your Online MF Account
  • Know your Risk Profile
  • Review Contingency Fund
  • Know your Human Life Value


Banish ad-hoc investing and welcome focus with your Pro account. Your dedicated RM will guide you in perfecting the various elements of personal finances!

  • SIP Rs. 10,000 – 50,000
  • Lumpsum Rs. 2Lakhs – 5Lakhs
  • All features of Plus
  • Dedicated Relationship Manager
  • Complimentary SPRING membership
  • Review Tax Savings Plan
  • Avail Marathon SIP
  • Start with one goal-based investment


Address all your personal finance needs with an Elite account. Consolidate investments, use comprehensive risk management solutions, and track your goals!

  • SIP > Rs. 50,000 SIP
  • Lumpsum > Rs. 5 Lakhs
  • All features of Plus & Pro
  • Consolidate your previous investments
  • Add upto 5 goal-based plans
  • Review all your insurance policies
  • Schedule quarterly meetings with our team

Our Initiatives


  • Community of wealth creators
  • Semi-annual gatherings
  • Access to industry leaders
  • Personal finance workshops
  • Curated content

Marathon SIP

  • Easy online application
  • All weather investment
  • Asset allocation
  • Buy & hold strategy
  • Ideal for long term

SIP Calculator

Check out the power of SIP

Ithoughtwealth Survey

“Begin with the end in mind.”

Stephen Covey, The 7 Habits of Highly Effective People

A wealth creation journey must have a destination. Getting to where you want to be starts with knowing where you want to go. The best way to know where you want to go is to set a goal. The ithoughtwealth survey makes you reflect on important aspects of your personal finances. Through the survey, reflect on your saving and spending habits, what your financial priorities are, how much you need to achieve them, when you need to act, how you’ve invested so far, and how prepared you are to meet financial contingencies.

Once you take the survey, our representatives will get in touch and help you chart out the next steps in your wealth creation journey.

Featured Blogs

Wealth Creation During Navaratri
Wealth Creation During Navaratri

There are different interpretations of Navaratri, but there is one unifying theme: the victory of good over evil. Navaratri is celebrated across India and honours the nine forms of Durga Devi. On each of the nine days, we worship one form of Durga Devi. This…

Is Your Company Sponsored Medical Insurance Enough For You?
Is Your Company Sponsored Medical Insurance Enough For You?

  If you would prefer to read instead, here is the transcript: Hello everyone and welcome to the ithoughtwealth podcast. Today, we talk about an important aspect of your personal finance, which is your medical insurance. Many of you would have seen how medical expenses…

What Happens When You Invest Without Goals
What Happens When You Invest Without Goals

Here is the transcript if you would prefer to read! Hello, and welcome to the ithoughtwealth podcast. The topic of today’s podcast is ‘What Happens When You Invest Without Goals’. What do we mean when we use the term ‘Goal’. A goal is something that…

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